Disaster Recovery Program

Required Info:

• Households with owner-occupied housing.
• Household Annual Gross Income not to exceed 80% of area median income (AMI).
• Proof of Household Annual Gross Income-Based on Part 5 Income Eligibility Determination Method.
• Proof of homeownership. The Disaster Program follows the guidelines of the Home Rehabilitation Program.
• Households must provide insurance settlement documentation showing the cost to repair the home is more than the insurance settlement.
• Third-party documentation showing that the beneficiary’s home suffered damages in the disaster must be provided. Acceptable documentation may include homeowner’s insurance settlement, physical site assessment report, inspection report or documentation obtained from the Mississippi Emergency Management Agency (MEMA) verifying that the property address is reporting in its system. Homeowners must report damages impacted by the storm to the Emergency Manager assigned at the County’s Local Emergency Management Office. Information located at https://www.msema.org/county-ema/.
• Proof of Financial inability to pay to repair damages directly or substantially affected by a disaster will be documented by the availability of cash in a checking or savings account.