Housing Assistance for Teachers Lender Resources
Program Forms
HAT Reservation
HAT Program Checklist
Teacher Application
Attorney Information
Notification of Change
Loan Agreement
The "Loan Agreement" is only to be signed by Teacher and School District representative. MHC sends the Loan Agreement to the Department Of Education (DOE) for their authorized signature. The Loan Agreement is not executed by DOE until after the loan closes.
MS Teacher Housing Code
Program Bulletins
MHC Lender Notice - MHC Reservation System Notice (1/11/2024)
MHC Lender Notice - Acceptance of E-Signatures on program documents (9/1/2023)
HAT Program Bulletin #27 (7/31/2023)
MHC Lender Notice – Removal of 80% AMI Rule for Conventional Loans (2/21/23)
Eligible Residential Counties
| County | School District |
|---|---|
| Adams | Natchez-Adams SD |
| Amite | Amite County SD |
| Attala | Attala County SD Kosciusko SD |
| Benton | Benton County SD |
| Bolivar | North Bolivar Consolidated SD West Bolivar Consolidated SD |
| Calhoun | Calhoun County SD |
| Carroll | Carroll County SD |
| Chickasaw | Chickasaw County SD Okolona Separated SD |
| Choctaw | Choctaw County SD |
| Claiborne | Claiborne County SD |
| Clarke | Quitman SD |
| Coahoma | Coahoma County SD Clarksdale Municipal SD Clarksdale Collegiate |
| Copiah | Copiah County SD Hazlehurst City SD |
| Covington | Covington County SD |
| Desoto | Desoto County SD |
| Forrest | Forrest County SD Forrest County Agricultural High School Hattiesburg Public SD |
| Greene | Greene County SD |
| Grenada | Grenada SD |
| Hancock | Bay St. Louis Waveland SD |
| Harrison | Harrison County SD Pass Christian Public SD |
| Hinds | Hinds County SD Smilow Collegiate Re-imagine Prep Jackson Public SD Clinton Public SD Midtown Public Smilow Prep Ambition Prep Revive |
| Holmes | Holmes County Consolidated SD |
| Humphreys | Humphreys County SD |
| Jackson | Moss Point SD Jackson County SD |
| Jasper | East Jasper SD |
| Jefferson | Jefferson County SD |
| Jefferson Davis | Jefferson Davis County SD |
| Jones | Laurel SD |
| Kemper | Kemper County SD |
| Lafayette | Lafayette County SD |
| Lauderdale | Meridian Public SD Lauderdale County SD |
| Lawrence | Lawrence County SD |
| Leake | Leake County SD |
| Lee | Lee County SD |
| Leflore | Greenwood-Leflore Consolidated SD Leflore Legacy |
| Lowndes | Columbus Municipal SD |
| Madison | Canton Public SD |
| Marshall | Marshall County SD Holly Springs SD |
| Monroe | Aberdeen SD |
| Neshoba | Union Public SD Philadelphia Public SD |
| Newton | Newton Municipal SD |
| Noxubee | Noxubee County SD |
| Oktibbeha | Starkville-Oktibbeha Consolidated SD |
| Panola | North Panola SD South Panola SD |
| Pearl River | Pearl River County SD Picayune SD |
| Pike | North Pike Consolidated SD South Pike SD McComb SD |
| Pontotoc | Pontotoc City Schools |
| Prentiss | Baldwyn Public SD Booneville SD |
| Quitman | Quitman County SD |
| Scott | Forest Municipal SD |
| Sharkey | South Delta SD |
| Simpson | Simpson County SD |
| Smith | Smith County SD |
| Sunflower | Sunflower County Consolidated SD |
| Tallahatchie | East Tallahatchie Consolidated SD West Tallahatchie Consolidated SD |
| Tate | Tate County SD Senatobia Municipal SD |
| Tippah | North Tippah Consolidated SD South Tippah SD |
| Tishomingo | Tishomingo County SP Municipal SD |
| Tunica | Tunica County SD |
| Union | New Albany Public SD |
| Warren | Vicksburg Warren SD |
| Washington | Hollandale SD Leland SD Western Line SD Greenville Public SD |
| Wayne | Wayne County SD |
| Webster | Webster County SD |
| Wilkinson | Wilkinson County SD |
| Winston | Louisville Municipal SD |
| Yalobusha | Coffeeville SD Water Valley SD |
| Yazoo | Yazoo County SD Yazoo City SD |