Mortgage Credit Certificate Lender Resources
Participation Agreement
MCC can be used with Fannie Mae conventional, fixed-rate, adjustable rate, FHA, VA and RD financing. MCC may also be combined with MHC's Smart Solution program.
Acquisition Limits
Target - 380,640
Non-Target - 314,760
Program Bulletins
MRB Program Lender Notice - 2025 MRB Income Limits (5/19/2025)
MRB Program Bulletin #22 (6/17/2024)
MHC Lender Notice - Underwriting Turnaround Time (5/9/2024)
MCC Program Bulletin #68 (2/8/2024)
MHC Lender Notice - MHC Reservation System Notice (1/11/2024)
MHC Lender Notice - Acceptance of E-Signatures on program documents (9/1/2023)
MCC Program Bulletin #67 (8/14/2023)
MHC Lender Notice (7/12/2023)
MCC Program Bulletin #66 (7/10/2023)
MCC Program Bulletin #65 (6/15/2023)
MHC Lender Notice – Removal of 80% AMI Rule for Conventional Loans (2/21/23)
MCC Program Bulletin #64 (1/13/2023)
