Mortgage Credit Certificate Lender Resources
This page is designed to help our participating lenders easily find the tools needed to get the most out of the Mortgage Credit Certificate (MCC). MCC can be used with Fannie Mae conventional, fixed-rate, adjustable rate, FHA, VA and RD financing. MCC may also be combined with MHC's Smart Solution program.
MCC Program Manual
MCC Participation Agreement

Income Limits
MCC Income Limits (04/29/2022)
MCC Income Limits (04/12/2021)
Program Bulletins
MCC Program Bulletin #62 (4/27/2022)
MHC Lender Notice - Homebuyer Education Requirement for Fannie Mae Loans (10/26/2021)
MCC Program Bulletin #61 (10/19/2021)
MCC Program Bulletin #60 (4/8/2021)
MHC Lender Notice - Homebuyer Ed Requirement for Fannie Mae Loans - Follow-Up (2/26/2021)
MHC Lender Notice - Homebuyer Education Requirement for Fannie Mae Loans (2/22/2021)
MCC Program Bulletin #59 (6/9/2020)
MCC Program Bulletin #58 (4/21/2020)
MCC Program Bulletin #57 (12/13/2019)
MCC Program Bulletin #56 (12/9/2019)
MHC Notice: Lender Portal Security Update (7/18/2019)
MCC Program Bulletin #55 (5/10/19)
MCC Program Bulletin #54 (4/19/18)
MCC Program Bulletin #53 (6/7/17)
MCC Program Bulletin #52 (6/15/16)